Best Credit Card Deals and Bonuses This Week: Feburary 7, 2022


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If you’re planning ahead for a spring break trip or even a summer vacation, opening a new credit card is a great way to earn rewards you can use for flights and hotels this year. Almost every major credit card issuer has recently launched huge offers and even brand-new cards, including some with record-high welcome bonuses of 100,000 points or more — but many are for a limited time.

These include an excellent offer on The Platinum Card® from American Express
to earn 100,000 Membership Rewards points after you spend $6,000 in your first 6 months of card membership.

Amex raised the annual fee to $695 (See Rates), but also added numerous new benefits that can more than offset the fee bump — including the recent addition of statement credits for Walmart+ membership** and SoulCycle at-home bike purchases. Be sure to check out the new Amex Platinum card designs now available to new and existing cardholders.

The Business Platinum Card® from American Express
recently got a refresh, too, adding an elevated welcome bonus of 120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership and new or improved statement credits for wireless, Indeed, Adobe, and Dell purchases.

Read more: Guide to the best current credit card offers

Three Hilton credit cards are offering record-high welcome bonuses that include points and a free night certificate, valid at nearly any Hilton hotel worldwide. Even the entry-level Hilton Honors American Express Card is offering an unprecedented 70,000 bonus points and one Free Night Reward after spending $1,000 in eligible purchases on the card in the first 3 months of card membership. That’s a terrific deal for a card with no annual fee (See Rates).

Chase Sapphire, Freedom, and Chase Slate®
cardholders can now activate a complimentary DoorDash DashPass membership through December 31, 2024. In addition, the Chase Sapphire Reserve® is getting a new benefit starting April 2022. Through December 2024, Chase Sapphire Reserve® cardholders will receive $5 per month in DoorDash in-app credit.

Other improved bonuses available right now include new offers on the Blue Cash Preferred® Card from American Express and Blue Cash Everyday® Card from American Express, and rarely seen welcome bonuses on the American Express Blue Business Cash™ Card and The Blue Business® Plus Credit Card from American Express.

With new offers constantly rolling out, you’ve got an excellent opportunity to take advantage of an increased credit card bonus now, so you’re set up with points you can use for travel when you’re ready to hit the road again.

Here are some of the best credit card offers to consider this week.

Best credit card offers this week

Flexible rewards credit card bonuses

Regular APR

16.99% – 23.99% Variable

Featured Reward

100,000 bonus miles when you spend $10,000 on purchases in the first 6 months from account opening

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  • Pros & Cons
  • Details

  • Pros
    • Excellent welcome bonus and miles earning
    • Premium perks including airport lounge access and statement credits
    • Visa Infinite benefits including travel and shopping protections
    Cons
    • High annual fee
    • Annual travel statement credits only apply to Capital One Travel purchases
    • Earn 100,000 bonus miles when you spend $10,000 on purchases in the first 6 months from account opening, equal to $1,000 in travel
    • Limited-time Offer: Receive up to $200 back in statement credits for vacation rentals charged to your account within your first year
    • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of options
    • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
    • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases
    • Escape the airport crowd and recharge before your flight with unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide
    • Receive up to a $100 credit for Global Entry or TSA PreCheck®
    • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more – you can even transfer your miles to your choice of 15+ travel loyalty programs

    Read Our Review
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    Transferable credit card points are best if you value flexibility because there are so many ways to redeem them. With programs like American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, and Capital One Rewards, you’ve got options that include:

    Our favorite under-the-radar card is the Citi Premier® Card. It offers excellent earnings in categories that fit well whether you’re sticking close to home or on the road — 3x points on air travel, gas stations, restaurants, supermarkets, and hotels, and 1 point per dollar on everything else. 

    The Capital One Venture X Rewards Credit Card is making waves with its huge welcome bonus and generous benefits. Although it’s a premium card, the annual fee of $395 is reasonable compared to similar cards like the Chase Sapphire Reserve®, and you’ll receive perks like airport lounge access and travel statement credits that can offset the cost.  

    If that’s still a bit steep for your liking, the card’s less-expensive sibling — the Capital One Venture Rewards Credit Card — is still one of our favorite cards and one of the best travel rewards cards for beginners.

    Another excellent deal is one of the best cards with premium travel and shopping benefits, The Platinum Card® from American Express. You can currently earn 100,000 Membership Rewards points after you spend $6,000 in your first 6 months of card membership — here’s our Amex Platinum card review for all the details.

    Read more: Amex and Chase points are the two most valuable types of credit card rewards — here are their biggest differences

    Small-business credit card bonuses

    Regular APR

    14.24% – 22.24% Variable

    Credit Score

    Good to Excellent

    Featured Reward

    120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership

    Intro APR

    0% Intro APR for 12 months on purchases eligible for Pay Over Time

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  • Pros & Cons
  • Details

  • Pros
    • More travel benefits than you’ll find on any other business credit card
    • Generous airport lounge access options, from American Express Centurion Lounges to Priority Pass (enrollment required)
    • Complimentary hotel elite status (enrollment required)
    • Access to Amex concierge services
    Cons
    • Very high annual fee
    • Limited opportunities to earn bonus points
    • Annual statement credits won’t be useful for everyone
    • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
    • Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 14.24% to 22.24% based on your credit worthiness and other factors as determined at the time of account opening.
    • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
    • Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
    • Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
    • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
    • $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
    • The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
    • $695 Annual Fee.
    • Terms Apply.

    Read Our Review
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    If you’re a small-business owner, opening a small-business credit card can offer a lot of benefits. Keeping your business and personal expenses separate makes it easier to keep track of expenses, and many cards offer bonus points, miles, or cash back in popular business spending categories.

    Read more: Guide to the best small-business credit cards

    You don’t have to own a full-time business or make millions to be eligible to apply — even if you’re a freelancer or have a side gig, you could qualify for a small-business card. The Business Platinum Card® from American Express and Ink Business Preferred® Credit Card are both offering six-figure bonuses after meeting minimum spending requirements, and, depending on how you redeem them, you could get a value of $1,800 or more from these offers.

    If you prefer cash back, be sure to look at the new elevated offer on the Spark 2% Cash Plus — it’s worth up to $3,000, but you’ll need to meet a hefty minimum spending requirement.

    Cash-back credit card bonuses

    Annual Fee

    $0 intro for the first year, then $95

    Regular APR

    13.99% to 23.99% variable APR

    Featured Reward

    $300 statement credit after spending $3,000 in purchases on your new card within the first 6 months

    Intro APR

    0% intro APR on purchases for 12 months from account opening

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  • Pros & Cons
  • Details

  • Pros
    • Generous bonus rewards, especially at U.S. supermarkets
    • One of a small handful of credit cards that offer bonus rewards on select streaming services
    • Intro APR offer
    Cons
    • Unlike many other cash-back cards, it charges an annual fee
    • If you spend more than $6,000 at US supermarkets each year, you’ll want to use another card once you reach that cap
    • Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
    • $0 intro annual fee for the first year, then $95.
    • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
    • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
    • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
    • 6% Cash Back on select U.S. streaming subscriptions.
    • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
    • 1% Cash Back on other purchases.
    • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Terms Apply.

    Read Our Review
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    Our top pick for the best cash-back credit card overall, the Citi® Double Cash Card, doesn’t currently offer a welcome bonus. And other excellent options, like the Chase Freedom Flex℠, Chase Freedom Unlimited®, and the Citi Custom Cash℠ Card, aren’t exclusively cash-back cards (though they’re marketed that way).

    Read more: Guide to the best cash-back credit cards

    Right now, the Blue Cash Preferred® Card from American Express has an elevated welcome bonus that can help you offset some of your holiday expenses. New cardholders can earn a $300 statement credit after spending $3,000 in purchases on your new card within the first 6 months. 

    You’ll also earn 6% cash back on your first $6,000 in U.S. supermarket spending each year (then 1% back), 6% cash back on select U.S.


    streaming

    services, 3% back on U.S. gas stations and transit, and 1% back on all other eligible purchases (cash back is earned in the form of Rewards Dollars). 

    Airline credit card bonuses

    Regular APR

    16.49% – 23.49% variable

    Credit Score

    Good to Excellent

    Featured Reward

    two Welcome Flight Reward certificates worth up to 100,000 total points after you spend $4,000 on purchases in the first three months of account opening

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  • Pros & Cons
  • Details

  • Pros
    • Generous welcome bonus worth up to 100,000 points which you can use for Air Canada and Star Alliance partner award flights
    • Free first checked bag on Air Canada flights for cardholder and up to eight companions
    • Automatic Aeroplan 25K Elite Status for the remainder of the first calendar year, plus the following calendar year (priority check-in, early boarding, upgrades on Air Canada flights)
    • Redeem points toward any travel purchase at 1.25 cents each through Pay Yourself Back
    Cons
    • After the first two calendar years, you’ll need to requalify for 25K elite status by spending $15,000 in a calendar year
    • Card doesn’t offer airport lounge access or passes
    • Earn 2 Welcome Flight Rewards (worth up to 100,000 total points) after you spend $4,000 in the first 3 months from account opening.
    • $95 Annual Fee
    • Earn 3x points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly.
    • No foreign transaction fees.
    • Free first checked bags.
    • 500 bonus points for every $2,000 you spend in a calendar month.
    • Earn 1x points for each dollar spent on all other purchases.

    Read Our Review
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    If you’re looking to stock up on United miles, be sure to look at the record-high offer on the United℠ Business Card. You can earn 75,000 bonus miles after spending $5,000 on purchases in the first 3 months from account opening and an additional 75,000 miles after spending $20,000 total in the first 6 months, and the annual fee is a reasonable $99.

    The new Aeroplan® Credit Card isn’t just for Air Canada flyers — along with a hefty welcome bonus, it comes with great bonus categories, spending bonuses, and will soon offer the unique ability to redeem up to 50,000 Aeroplan points per year at a rate of 1.25 cents apiece toward any travel purchase through Chase Pay Yourself Back.

    Read more: Guide to the best airline credit cards

    Hotel credit card bonuses

    Regular APR

    15.74%-24.74% Variable

    Credit Score

    Good to Excellent

    Featured Reward

    70,000 bonus points and one Free Night Reward after spending $1,000 in eligible purchases on the card in the first 3 months of card membership

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  • Pros & Cons
  • Details

  • Pros
    • High welcome bonus
    • No annual fee
    • Complimentary Silver elite status with Hilton
    Cons
    • Limited benefits beyond earning Hilton points
    • Special Offer: Earn 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
    • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
    • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
    • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
    • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
    • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
    • No Annual Fee.
    • Terms Apply.

    Read Our Review
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    The Hilton cards are back with new increased bonuses — including the Hilton Honors American Express Card, Hilton Honors American Express Surpass® Card, and The Hilton Honors American Express Business Card. We’ve never seen such generous offers before, so if you’re looking to stock up on Hilton points and free night certificates, now is a great time to apply.

    Even if you’re not an IHG Rewards Club loyalist, the new elevated offer on the IHG® Rewards Club Premier Credit Card is worth a look — especially considering the positive changes to the IHG cards coming in March 2022 . Along with an excellent welcome bonus, the card comes with a free night certificate worth up to 40,000 points on every card anniversary that can more than make up for the $89 annual fee.

    The World of Hyatt Business Credit Card is a brand-new product that’s ideal for small-business owners who like staying with Hyatt. In addition to a hefty welcome bonus, it comes with up to $100 in annual Hyatt credits, automatic elite status (which you can gift to up to five other people), a 10% points rebate on redemptions when you meet a spending requirement, and elite night credits for reaching spending thresholds.

    Read more: I just opened the Hilton Honors American Express Business card, and it will single-handedly give me a luxury $8,000 Maldives resort stay

    Keep in mind that most hotel chains, including Marriott and Hilton, have temporarily paused points expiration due to the pandemic, so there’s no harm in earning points now for a vacation down the road. Additionally, Hilton permanently extended its points expiration window to 24 months (from 15 months).

    Featured credit cards from our partners

    Featured Reward

    60,000 points

    Credit Needed

    Good to Excellent

    Featured Reward

    3 free nights (each valued up to 50,000 points) after qualifying purchases and 10x total points on eligible purchases in select categories

    Credit Needed

    Good to Excellent

    Featured Reward

    1.5% cash back in addition to regular earning on everything you buy up to $20,000 spent in the first year (worth up to $300 cash back)

    Credit Needed

    Good to Excellent



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